Limited Benefits

MaineCare offers additional benefits to help Mainers cover the cost of pharmacy and dental services, as well as programs that help with the cost of drugs, private health insurance premiums, and more.

Apply to MaineCare now!

Ready to apply or to see if you may be eligible for Mainecare? Apply online at MyMaineConnection.gov or go to the Department's Office of Family Independence webpage for more options. Applications for MaineCare are processed by the Office of Family Independence.

Private Health Insurance Premium (PHIP)

The PHIP program can help you pay your share of the cost for your work-based health insurance. You must fill out a PHIP application. If you have private insurance available through work, please call Member Services at (800) 977-6740 to learn more about this program.

Limited Benefit Packages

Special Benefit Waiver (HIV Waiver)

The Special Benefit Waiver is a limited MaineCare benefit for individuals living with HIV or AIDS who do not qualify for full MaineCare benefits because they are over the income limit or do not have a coverage group. If eligible, members may be charged copayments and a monthly premium based on income. See the HIV Waiver Pamphlet (PDF) for more information about who qualifies and what this program covers.

Pregnant People Who Are Presumptively Eligible

Pregnant people can have prenatal care for up to 60 days, beginning the date their health care provider finds them eligible. To get care for the rest of the pregnancy, they must apply for MaineCare and be found eligible by the Department of Health and Human Services (DHHS) eligibility office before the 60 days pass.

Limited Family Planning Benefit

This benefit covers services for members wishing to prevent pregnancy or control the timing of pregnancies. To qualify, you must not be pregnant. To see more detail about who qualifies, including income guidelines, see the MaineCare Member Handbook (PDF).

Emergency Services (also called Emergency MaineCare)

This limited benefit package is for people who:

  • Are not citizens and have no documents from Homeland Security
  • Are non-citizens

The only covered service is emergency medical services to stabilize the emergency condition. Any further treatment after the emergency is stabilized, is not covered. Labor and delivery are covered.

Prison Coverage

Only inpatient services are covered by MaineCare for inmates involuntarily confined in a public institution, state or federal prison, jail, detention facility, or penal facility. 

This package covers only inpatient services in:

  • Hospitals
  • Intermediate Care Facilities for individuals with intellectual disabilities
  • Nursing facilities
  • Juvenile psychiatric facilities

Contact Us

Pharmacy Help Desk: 1-866-796-2463. TTY users dial 711.

Call MaineCare Member Services at 1-800-977-6740. TTY users dial 711. You can also email.