Please visit FEMA’s FloodSmart web site to find out about flood insurance policies and coverage, finding an agent in your area, how to purchase flood insurance, how to file a claim, and more.
Other helpful information about flood insurance can be found at:
- National Floodplain Insurance Program - Flood Insurance Manual
- The Myths and Facts about the NFIP
Chance of Being Flooded
| Time | 10-yr flood | 25-yr flood | 50-yr flood | 100-yr flood |
|---|---|---|---|---|
| 1 year | 10% | 4% | 2% | 1% |
| 10 years | 65% | 34% | 18% | 10% |
| 20 years | 88% | 56% | 33% | 18% |
| 30 years | 96% | 71% | 45% | 26% |
Note: There is a 26% chance that a 100 year flood and a 5% chance that a 500 year flood will occur within a 30 year period. What is the term of your mortgage?
Frequently Asked Questions
FEMA has released the National Flood Plain Insurance Program's brochure "Top Ten Facts for Consumers". This brochure is a great place to start if you have basic questions about flood insurance.
- How Floodplain Insurance Works
- What you Need to Know about the National Floodplain Insurance Program (NFIP)
Is Your Community Participating in the National Flood Insurance Program (NFIP)?
Check it out here FEMA Maine Community Status Book.