| 001 | Single payment notes of $1,000 or less (Archived PDF) | 1984-12-27 | CCP | Active |
| 002 | Elimination of 30 and 15 day retro credit insurance plans (Archived PDF) | 1975-01-27 | CCP | Active |
| 003 | Consolidation of credit sales; Right to Cure subsequent defaults (Archived PDF) | 1975-01-27 | CCP | Active |
| 004 | Whether Right to Cure is required on more than one occasion. The extent to which consumer loans secured by real estate are covered by the Code (Archived PDF) | 1975-01-27 | CCP | Active |
| 005 | Interpretation of "Agricultural Purposes" (Archived PDF) | 1975-01-27 | CCP | Active |
| 006 | Whether a law firm is subject to Code (Archived PDF) | 1975-02-07 | CCP | Active |
| 007 | Whether a licensed collection agency is subject to the Code (Archived PDF) | 1975-02-13 | CCP | Active |
| 008 | Repealed - See Advisory Ruling #58 | | CCP | Repealed |
| 009 | Repealed - See Advisory Ruling #58 | | CCP | Repealed |
| 010 | Repealed - See Advisory Ruling #58 | | CCP | Repealed |
| 011 | Repealed - See Advisory Ruling #58 | | CCP | Repealed |
| 012 | Security Interests - Consumer Credit Sales. Reference to deficiency judgements and attorney fees in contract forms (Archived PDF) | 1975-03-07 | CCP | Active |
| 013 | Repealed - See Advisory Ruling #58 | | CCP | Repealed |
| 014 | Right to Cure Notice, re: Set off actions (Archived PDF) | 1975-05-20 | CCP | Active |
| 015 | Qualification for Consolidation Loans. Applicability of 2-308(3) to loans made prior to enactment of Code (Archived PDF) | 1975-06-05 | CCP | Active |
| 016 | Whether or not foreign corporations may be licensed as a "Supervised Lenders" (Archived PDF) | 1975-06-06 | CCP | Active |
| 017 | Restrictions on Deficiency Judgments (Archived PDF) | 1975-06-11 | CCP | Active |
| 018 | Minimum charges permitted for consumer loans (Archived PDF) | 1975-06-19 | CCP | Active |
| 019 | Identifying waiver notice under the UCC to avoid confusion with the Notice to Cure under the Code (Archived PDF) | 1975-06-30 | CCP | Active |
| 020 | Security interests arising by operation of law - applicability of rescission provisions of T.I.L. to well drillers (Archived PDF) | 1975-08-19 | CCP | Active |
| 021 | Clarification of $500 limitation on sale of property insurance (Archived PDF) | 1975-09-04 | CCP | Active |
| 022 | Notice of Right to Cure. Applicability to transactions made prior to the enactment of the Code (Archived PDF) | 1975-09-10 | CCP | Active |
| 023 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 024 | Advertising relating to simple interest loans (Archived PDF) | 1975-11-21 | CCP | Active |
| 025 | 5% discounts not a finance charge if granted to cash and credit customers alike if no credit card involved (Archived PDF) | 1975-12-05 | CCP | Active |
| 026 | Repossession of automobile when transaction made outside of State (Archived PDF) | 1975-12-09 | CCP | Active |
| 027 | Language in contract forms referencing attorney fees if APR below 12 1/4% (Archived PDF) | 1975-12-17 | CCP | Active |
| 028 | Whether a creditor can rewrite a single payment note of 12 1/4% or less into an installment note over 12 1/4% and raise the rate by more than 1/4 or 1% (Archived PDF) | 1976-02-09 | CCP | Active |
| 029 | Recovery of attorney fees by credit or following default on credit sales (Archived PDF) | 1976-02-20 | CCP | Active |
| 030 | Whether or not a cause of action arising under Maine's T.I.L. law prior to June 12, 1975 could be initiated after June 25, 1975 (Archived PDF) | 1976-02-20 | CCP | Active |
| 031 | Minimum charge - Open End Credit (Archived PDF) | 1976-04-08 | CCP | Active |
| 032 | Prejudgment Attachments & Mechanic's Lien (Archived PDF) | 1976-04-08 | CCP | Active |
| 033 | Repealed - See Bureau Rule 02-030-190 | | CCP | Repealed |
| 034 | Rebate Procedures (Archived PDF) | 1976-05-12 | CCP | Active |
| 035 | Balloon payments (Archived PDF) | 1976-08-18 | CCP | Active |
| 036 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 037 | Filing Fee Requirements 11, M.R.S.A., Section 9-302 Uniform Commercial Code (Archived PDF) | 1978-07-07 | CCP | Active |
| 038 | Late charge vs. finance charge regarding credit extended by insurance agencies (Archived PDF) | 1977-03-11 | CCP | Active |
| 039 | Skip payment provision in credit contracts constitutes balloon payments (Archived PDF) | 1979-01-30 | CCP | Active |
| 039-A | Further clarification of letter 39 - Skip payment provision (payment holiday) (Archived PDF) | 1979-06-11 | CCP | Active |
| 040 | Notice requirements on secured and unsecured transactions (Archived PDF) | 1979-04-18 | CCP | Active |
| 041 | Repealed - See Advisory Ruling #52 | | CCP | Repealed |
| 042 | Charges on refinancing (Archived PDF) | | CCP | |
| 043 | Repealed - See Advisory Ruling #52 | | CCP | Repealed |
| 043-A | Repealed - See Advisory Ruling #52 | | CCP | Repealed |
| 044 | Refinancing single payment Notes (Archived PDF) | 1980-02-06 | CCP | Active |
| 045 | Variable rate transactions (Archived PDF) | 1980-05-16 | CCP | Active |
| 046 | Automatic late charge increases upon adjustment of dollar amounts (Archived PDF) | 1980-07-07 | CCP | Active |
| 047 | Method of assessing finance charges on open-end accounts (Archived PDF) | 1980-07-16 | CCP | Active |
| 048 | (Revised - See AR #71) Clarification of right to cure procedures for insurance premium loans (Archived PDF) | 1980-08-28 | CCP | Active |
| 049 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 049-A | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 050 | Imposition of finance charge - merchandise certificates (Archived PDF) | 1980-12-19 | CCP | Active |
| 051 | Prohibition of N.S.F. check fees (Archived PDF) | 1981-01-06 | CCP | Active |
| 052 | Revocation of AR's 41, 43, 43A (Archived PDF) | 1981-03-11 | CCP | Active |
| 053 | Increase in monthly payments doesn't trigger notice requirements (Archived PDF) | 1981-03-27 | CCP | Active |
| 054 | Closing of supervised loans at attorney's office (Archived PDF) | 1981-05-04 | CCP | Active |
| 055 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 056 | Buydown arrangements - Code implications (Archived PDF) | 1981-08-05 | CCP | Active |
| 057 | Refinancing agricultural transactions (Archived PDF) | 1981-08-10 | CCP | Active |
| 058 | Late Charge vs. Finance Charge Fuel Deal (Archived PDF) | 1981-08-17 | CCP | Active |
| 059 | Maximum Finance Charges - Mobile Home transactions (Archived PDF) | 1981-09-02 | CCP | Active |
| 060 | 1st lien exemption (Archived PDF) | 1981-10-30 | CCP | |
| 060-A | Future advance clauses in first lien mortgages (Archived PDF) | 1985-01-05 | CCP | Active |
| 061 | Maximum Finance Charges - Mobile Home transactions (Archived PDF) | 1981-10-29 | CCP | Active |
| 062 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 063 | Disclosure of unit cost of insurance on open end credit (Archived PDF) | 1981-10-22 | CCP | Active |
| 064 | License not required for assignees merely taking assignments (Archived PDF) | 1982-02-03 | CCP | Active |
| 065 | Subsequent change in dollar amounts do not affect initial contracts (Archived PDF) | 1982-02-08 | CCP | Active |
| 066 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 067 | Motion for relief from automatic stay costs (U.S. Bankruptcy Court), not prohibited (Archived PDF) | 1982-06-24 | CCP | Active |
| 068 | SFO's making ERISA loans - do not need supervised lender's license (Archived PDF) | 1982-09-16 | CCP | Active |
| 069 | Disclosure of total of payments - demand loans, in notice to co-maker (Archived PDF) | 1982-10-21 | CCP | Active |
| 070 | Refinancing of residential mortgage transactions (Archived PDF) | 1982-11-05 | CCP | Active |
| 071 | Revision of AR 48, Right to Cure procedure for insurance premium finance transactions (Archived PDF) | 1982-11-05 | CCP | Active |
| 072 | Annual fees - lender credit card (Archived PDF) | 1983-01-28 | CCP | Active |
| 073 | Graduated payment adjustable mortgage loans - repayment schedules may violate 3-308 (Archived PDF) | 1983-02-04 | CCP | Active |
| 074 | Repealed - See Advisory Ruling #88 | | CCP | Repealed |
| 075 | Annual charges on lender credit cards (Archived PDF) | 1983-11-28 | CCP | Active |
| 076 | Impact of §3-310 on adjustable rate mortgage instruments with fixed rate conversion options (Archived PDF) | 1984-04-27 | CCP | Active |
| 077 | Extent of exclusion of certain mortgage loan documents from the requirements of Maine's "Plain Language" law (Archived PDF) | 1984-09-26 | CCP | Active |
| 077-A | Modification of effective date of AR #77 (Archived PDF) | 1984-11-28 | CCP | Active |
| 078 | Extent of exemption of certain student loan programs from Section 1-202(7) (Archived PDF) | 1984-12-07 | CCP | Active |
| 079 | Consumer's choice of attorney in residential mortgage transaction (Archived PDF) | 1985-08-26 | BFI & CCP | Active |
| 080 | Supervised lender licensing requirements for assignees under §2-301(2) (Archived PDF) | 1985-08-27 | CCP | Active |
| 081 | Late charges in consumer credit transactions in which no finance charge is imposed (Archived PDF) | 1985-10-01 | CCP | Active |
| 082 | Disclosure of additional payments in variable rate transactions (Archived PDF) | 1985-10-01 | CCP | Active |
| 083 | Limitation of lessee's liability oat end of lease (Archived PDF) | 1985-10-01 | CCP | Active |
| 084 | Interaction of variable rate consumer credit transactions and rules of re-financing (Archived PDF) | 1985-12-31 | CCP | Active |
| 085 | Refinancing balloon obligations (Archived PDF) | 1985-12-31 | CCP | Active |
| 086 | Fees charged for servicing mortgage escrow accounts, §3-312 (Archived PDF) | 1985-12-31 | CCP | Active |
| 087 | Cosigner notices for joint open-end account holders (Archived PDF) | 1985-12-31 | CCP | Active |
| 088 | Revisions in AR #1 - #87 (Archived PDF) | 1986-07-14 | CCP | Active |
| 089 | Code prohibition of pre-payment penalties (§2-509) and Federal Housing Administration Mortgages (Archived PDF) | 1987-05-01 | CCP | Active |
| 090 | Applicability of §3-311 ("Bring-Your-Own-Layer-Law") to all forms of real estate secured lending (Archived PDF) | 1987-05-01 | CCP | Active |
| 090-A | Supplement to AR #90, applicability of §3-311 to real estate-secured lending in which the lender absorbs the cost of title examination (Archived PDF) | 1987-05-29 | CCP | Active |
| 091 | Miscellaneous Truth-In-Lending Disclosure issues in real estate transactions (Archived PDF) | 1987-05-29 | CCP | Active |
| 092 | Advertising weekly payments under a monthly amortizing repayment plan. (Archived PDF) | 1987-05-29 | CCP | Active |
| 093 | Automobile repossession accounting "Overallowance" (Archived PDF) | 1989-07-27 | CCP | Active |
| 094 | Territorial applications; loans closed in attorney's office (Archived PDF) | 1990-04-02 | CCP | Active |
| 095 | Credit amount returned check charges (Archived PDF) | 1990-04-02 | CCP | Active |
| 096 | FNMA "Two Step" mortgage program (Archived PDF) | 1990-05-02 | CCP | Active |
| 097 | Notice of Right to Cure Default (weekly auto payments) (Archived PDF) | 1991-03-30 | CCP | Active |
| 098 | Credit sale of land not supervised loan (Archived PDF) | 1991-05-20 | CCP | Active |
| 099 | Public Law 237 (1991); An Act to Authorize Recovery of Certain Collection Costs" (Archived PDF) | 1991-07-24 | CCP | Active |
| 100 | Secured credit cards (Archived PDF) | 1993-04-22 | CCP | Active |
| 101 | Schedule of payments (Archived PDF) | 1993-05-04 | CCP | Active |
| 102 | Open-end credit not secured by real estate (Archived PDF) | 1993-07-09 | CCP | Active |
| 103 | Conversion to daily periodic rate - home equity loans (Archived PDF) | 1993-05-12 | CCP | Active |
| 104 | Involuntary unemployment (loss of income) credit insurance (Archived PDF) | 1994-05-12 | CCP | Active |
| 105 | Optical Imaging (Archived PDF) | 1996-11-01 | BFI & CCP | Active |
| 106 | Disclosures of reverse mortgages and consumer leases (Archived PDF) | 1997-04-01 | BFI & CCP | Active |
| 107 | Repossession fees in connection with consumer lease transactions (Archived PDF) | 2011-07-18 | BFI & CCP | Active |
| 108 | Real estate mortgage escrow account (Archived PDF) | 1999-05-23 | CCP | Active |
| 109 | Deferral of First Periodic Payment (Archived PDF) | 2001-09-20 | BFI & CCP | Active |
| 110 | Odd Days or Per Diem Interest (Archived PDF) | 2007-12-10 | BFI & CCP | Active |
| 111 | Exclusion of HELOCs from definition of “sub-prime loan” (Archived PDF) | 2007-12-17 | BFI & CCP | Active |
| 112 | Computation of “Total Loan Amount” (Archived PDF) | 2007-12-26 | BFI & CCP | Active |
| 113 | “Ability to Pay” under Bureaus’ Joint Rule: Guidelines for Determining Reasonable, TangibleNet Benefit and Ability to Pay(Chapters 550 and 144) (Archived PDF) | 2007-12-26 | BFI & CCP | Active |
| 114 | Changes to the Bureau of Financial Institutions Regulation 44 and Bureau of Consumer Credit Protection Chapter 550, “Mortgage Lending: Guidelines for Determining Reasonable, Tangible Net Benefit and Ability to Pay” and the “tangible net benefit” form as the result of recent amendments to the Act to Protect Maine Homeowners from Predatory Lending (Archived PDF) | 2008-01-17 | BFI & CCP | Active |
| 115 | Treatment of Construction to Permanent Loans (Archived PDF) | 2008-04-25 | BFI & CCP | Active |
| 116 | "Convenience" HELOC's (Archived PDF) | 2008-06-17 | BFI & CCP | Active |
| 117 | The Conforming Law and its effect on previous Joint Advisory Rulings and the Tangible Net Benefit and Ability to Pay Rule (Archived PDF) | 2009-07-28 | BFI & CCP | Active |
| 118 | Closed-end credit disclosures: Compliance guidance in light of the Federal Reserve's Interim TIL Rule published September 24, 2010 (75. Reg. 58470). (Archived PDF) | 2011-01-06 | BFI & CCP | Active |
| 119 | Merchants Discounts Do Not Violate Surcharge Prohibitions (Archived PDF) | 2011-07-12 | BFI & CCP | Active |
| 119-A | Merchants Discounts Do Not Violate Surcharge Prohibitions Revised (Archived PDF) | 2011-07-12 | BFI & CCP | Active |